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Privacy

Rev. May 2018
FACTS WHAT DOES COMMUNITY BANK OF SANTA MARIA DO WITH YOUR PERSONAL INFORMATION?
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Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Credit history and account information
  • Employment information and wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this notice.
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How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Community Bank of Santa Maria chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Community Bank of Santa Maria Share? Can you limit this sharing?
For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes: to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes: information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes: information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call (805) 922-2900 or go to www.yourcbsm.com

 

Who we are
Who is providing this notice Community Bank of Santa Maria
What we do
How does Community Bank of Santa Maria protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Community Bank of Santa Maria collect my personal information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Make deposits or withdrawals from your account or give us your contact information
  • Make a wire transfer
We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Community Bank of Santa Maria has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Community Bank of Santa Maria does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Community Bank of Santa Maria doesn't jointly market.

 

Other Important Information
Special Notice For State Residents
We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with California privacy laws that apply to us.
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