Business Loans
Agribusiness Loans
Product Features:
- Funds available for purchasing new or used equipment, vehicles or other capital expenditures
- Loans can be either unsecured or secured by your business assets
- Very competitive fixed or variable interest rates with maturities up to 5 years
- Operating lines of credit to help you balance your cash flow needs
- Farm & Ranch Loans secured by real estate, long and short term with fixed variable interest rates
- Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package

Commercial Equipment Loans
Product Features:
- Funds available for purchasing new or used equipment, vehicles or other capital expenditures
- Loans can be either unsecured or secured by your business assets
- Very competitive fixed or variable interest rates with maturities up to 5 years
- Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package
Commercial Revolving Lines of Credit
Product Features:
- Funds available to meet your short term working capital needs as your account receivables and inventories grow
- Lines can be either unsecured or secured by your business assets
- Very competitive variable interest rates and monthly interest only payments with flexible maturities
- Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package
Commercial Real Estate Construction Loans
Product Features:
- Funds for the construction of both owner occupied and investor commercial property or to pay for major renovations of your existing property
- Funds for the purchase of vacant commercial property that will be used for future expansion of your business
- Very competitive interest rates and loan terms
- Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package
Commercial Real Estate Loans
Product Features:
- Funds to purchase or refinance new or used commercial property
- Different loan programs where the loan to value ranges from 75% to 90% (we offer the SBA 504 program)
- Very competitive interest rates and loan terms that do not have any pre-payment penalties
- Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package
Multi-Family Real Estate Loans
Product Features:
- Funds for the purchase or refinance of real estate with 5 or more living units
- Very competitive interest rates and loan terms
- Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package
Business Credit Cards
Platinum Edition or Platinum Rewards Account Features:
- No Annual Fee
- Introductory APR for Purchases & Balance Transfers
- Online Account Management at MyCardStatements.com
- Fraud Monitoring
Company Expense Charge Card Account Features:
This card is issued by TCM Bank, N.A., application is subject to credit approval
To learn more about our products, visit a Loan Officer at one of our branches or call (805) 922-2900.
All loans subject to credit approval