Business Loans

Agribusiness Loans

Product Features:

Funds available for purchasing new or used equipment, vehicles or other capital expenditures
Loans can be either unsecured or secured by your business assets
Very competitive fixed or variable interest rates with maturities up to 5 years
Operating lines of credit to help you balance your cash flow needs
Farm & Ranch Loans secured by real estate, long and short term with fixed variable interest rates
Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package

Product Features:

Funds available for purchasing new or used equipment, vehicles or other capital expenditures
Loans can be either unsecured or secured by your business assets
Very competitive fixed or variable interest rates with maturities up to 5 years
Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package

Product Features:

Funds available to meet your short term working capital needs as your account receivables and inventories grow
Lines can be either unsecured or secured by your business assets
Very competitive variable interest rates and monthly interest only payments with flexible maturities
Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package

Product Features:

Funds for the construction of both owner occupied and investor commercial property or to pay for major renovations of your existing property
Funds for the purchase of vacant commercial property that will be used for future expansion of your business
Very competitive interest rates and loan terms
Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package

Product Features:

Funds to purchase or refinance new or used commercial property
Different loan programs where the loan to value ranges from 75% to 90% (we offer the SBA 504 program)
Very competitive interest rates and loan terms that do not have any pre-payment penalties
Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package

Product Features:

Funds for the purchase or refinance of real estate with 5 or more living units
Very competitive interest rates and loan terms
Our local lending officers will meet with you and their goal is to give you a decision within 24 hours of the completed loan package

Platinum Edition or Platinum Rewards Account Features:

Company Expense Charge Card Account Features:

This card is issued by TCM Bank, N.A., application is subject to credit approval

To learn more about our products, visit a Loan Officer at one of our branches or call (805) 922-2900.

All loans subject to credit approval