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Informational video about FDIC Insurance FDIC's Electronic   |
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Financial
Calculators
The home affordability calculator helps you determine your maximum affordable home price based on monthly income, debts, interest rates and the length of your loan. Use the sliders to explore your options. To enter an exact number, click on a number in an edit box and type in the number you want. Once you have made your entries in the Sales Price Chart Tab, the Sales Price Table shows you specific dollar figures broken down by desired down payment percentage.
The College Planner allows you to analyze your situation with regards to saving for your child's college education. The planner allows you to compute one of the following variables while allowing you to modify the others: Initial Savings, Monthly Savings, Annual Return, Time to College, and Annual Cost Today. Once you choose a variable to compute, you can then click the diamond shaped sliders next to any of the other variables and drag them to the left or right to an appropriate value to get immediate answers for any number of 'What If' questions. However, if you want to enter an exact value for a variable and the sliders are unable to provide this, you may click the edit field and enter the exact value.
The Biweekly Mortgage Calculator helps you analyze your mortgage needs. It computes the biweekly mortgage payment in comparison to the regular mortgage. You to compute one of the following variables and can modify the others. That means that in the calculator, you click on the button with the same label as that listed in the left-hand column, below. Use the sliders to explore your options. To enter an exact number, click on a number in an edit box and type in the number you want.
Retirement Planning Calculator The Retirement Planner allows you to analyze your retirement needs and savings. Based on information you provide in the Personal Info tab, the planner calculates your life expectancy and the number of years until your retirement. On the Retirement Needs Tab, the planner calculates how your retirement contributions will grow until the actual start time of your retirement. The information you provide in this tab is used by the planner to calculate whether your pre-retirement contributions will cover your expenses during your retirement. The Retirement tab analyses your retirement savings and shows you what savings you will have accumulated at the beginning of your retirement.
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Community Bank of Santa Maria is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. Learn how to minimize your risk or recover from identity theft by visiting theFederal Trade Commission's ID Theft website or calling 1-877-IDTHEFT.
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